I don’t know if I’ve ever mentioned this before but paying bills in Uruguay is a headache. Normally you would have to go to a place where you can pay your bills called Abitab or RedPagos. They provide a myriad of services like bill pay, they make appointments to get your ID, you can pay your taxes, exchange money, you can buy scratch offs, and they also have a point system where you cash in and get discounts on things like toys, alcohol, and home goods.
Normally I don’t mind going to our local Abitab. But there’s always that time around the first of the month that you don’t want to be caught near one. That’s when Uruguay’s version of social security checks come out and everyone lines up at the Abitab to collect. I’ve waited in line for two hours before because I needed our internet turned back on. It was not fun.
Which brings me to this amazing new app I heard about through the expat Facebook group. Available for iPhone, Android and Windows, Paganza is an app that links to your (Uruguayan) bank account and allows you to pay your bills through the comfort of your home.
I know what you’re thinking…”What’s the big deal? I’ve been able to do that where I live for years.” I’ll tell you what the big deal is. I couldn’t do that in Uruguay before this miraculous app came into my life. It reminds me of when bills need to be paid BEFORE the paper bill comes to my house–if it ever comes.
It does take a few days for the payment to post onto your account, so you have to be mindful of when your bills are due to avoid your service being shut off. For example, we had one of our cell phone bills due LAST Friday but we didn’t realize that until Sunday. Because this week was Carnaval, the payment didn’t post until Thursday.
Anyway, I definitely recommend this app. If you’re in Uruguay and have a Uruguayan bank account I would check it out! Let me know how it goes, if you do.